Self Employed

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Latest Lending Rates

TermOur Rates
rates subject to change without notice
5 Year Buy Down1.89 %
5Yr Closed Purchase2.04 %
5 Yr Closed Refinance2.30 %
5Yr Variable Purchase PR-0.601.85 %
5Yr Variable Ref 30yr PR-0.501.95 %
30 Yr AM 5yr Term2.30 %
Builder Capital-New Builders4.99 %
Private First 5.99 %
Private Second8.99 %

Mortgages for the Self-Employed

(SMB) Small to medium-sized businesses are the engine that grows the Canadian economy.

Being Self Employed can be a challenge when obtaining a Mortgage.

We pay our Accountants to minimize our tax Payble, which also means our Income may not be enough to finance a cup of coffee. However, we believe, you can have your cake and eat it to.


The Basic Requirments for the Self Employed if you income is sufficient to qualify for the Mortgage is 5% Down and good credit.

If you have a Great Accountant, then it is 10% Down.


We are here to help; afterall, we are Self Employed too! Give us a call today.



*Subject to approved credit, income verification and meeting lending credit granting criterea. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.