Renewing Your Mortgage

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Latest Lending Rates

TermOur Rates
rates subject to change without notice
5 Year Buy Down1.89 %
5Yr Closed Purchase2.04 %
5 Yr Closed Refinance2.30 %
5Yr Variable Purchase PR-0.601.85 %
5Yr Variable Ref 30yr PR-0.501.95 %
30 Yr AM 5yr Term2.30 %
Builder Capital-New Builders4.99 %
Private First 5.99 %
Private Second8.99 %

Renewing Your Mortgage

Congratulations on your maturing let us help you get a better rate!

If your mortgage renewal is fast approaching; you’ll be at another important financial milestone. Given the many changes in the Bank Act since you first obtained your mortgage, now may be a good time to  review the current options, competitive rates and limited time programs or incentives you may qualify for. 


Mortgage Lenders issue renewal offers, most times too close to the renewal date to allow a home owner to make an educated decision; as result, 70% or more simply accept what they have been offered.  In today’s hectic world, although the easiest, it is note the best route to take.


Perhaps your mortgage needs have changed? Or, over time you have accumlated high cost consumer debt or credit card debt; or you are thinig of a major renovation or perhaps one of your kids needs tuition money. Now is the time to make those decision, with no pressure and get unbiased advice.


That's where I come in! I have been offering consumers like you, advice, choices, guidance and solutions for the past 27 years. Experience counts, you owe it to yourself to at least obtain the facts.


Our access to multiple lenders and programs is second to none. We are Canada's largest, non institutionally owned Mortgage Brokerage, our group volume and relationships allow us to do better than compete for your business.  Ever consumer is different, shouldn't your mortgage fit you and your needs?


July and August 2014 current Programs:


5 year Fixed 2.84% or 2.99% with $1000 Cash Back

5 year Varibale at Prime Minus 55 for an effective rate of 2.45%


My personal favourite for First Time Home Buyers:

5 year Fixed 3.09%

Deed Transfer Tax Paid

Legal Fees Paid up to $500

First Weekly Mortgage Payment Paid up to $500




*Subject to approved credit, income verification and meeting lending credit granting criterea. Applies to residential mortgages only and some conditions may apply. O.A.C., E.O.E All content is subject to change without notice.